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Finance & Loan

NOW Rewards Visa

Get the furniture you love now, pay later! Spend $2000 or more with your NOW Rewards Visa and enjoy 24 Months Interest Free. Offer valid until 30 June 2026!

*NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. Offer available in store only. Click here for more information about NOW Rewards Visa.

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Love it now, pay it off later! Spend $449 or more with your NOW Rewards Visa and get 12 Months Interest Free on the pieces you’ve been eyeing.

*NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. Offer available in store only. Click here for more information about NOW Rewards Visa.

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Afterpay

Checkout with Afterpay. Get what you want now and pay it in 4 instalments over 6 weeks, interest-free! 

No fees when you pay on time. 

Afterpay late fees, eligibility criteria and terms & conditions apply. Visit afterpay.com for full terms.

 

GEM Visa

Enjoy brand new furniture now and pay it overtime with our GEM Visa INTEREST FREE option!

 

12 months interest free*

Minimum purchase $500. Minimum monthly payments required. 

  • Available on participating Gem Visa or Gem CreditLine credit cards only.
  • New customers must apply and be approved for a Gem Visa credit card.

*Available on a Gem Visa credit card. Minimum purchase $500. Minimum monthly payments required. Exclusions may apply. Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

 

24 months interest free*

Minimum purchase $3000. Minimum monthly payments required. 

  • Available on participating Gem Visa or Gem CreditLine credit cards only.
  • New customers must apply and be approved for a Gem Visa credit card.

*Available on a Gem Visa credit card. Minimum purchase $3000. Minimum monthly payments required. Exclusions may apply. Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

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Apply for GEM Visa

 

Q Card

Get 12 Months Interest Free with No Minimum Purchases (In-Store Only)^

 

 

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment fee applies to your first Long Term Finance (LTF) transaction, $35/$55 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF interest free period. Rate and fees correct as at date of publication, subject to change.

 

Q Mastercard

Swipe your Q Mastercard In-Store to pay and get 3 Months Zero Interest and Zero Payments^

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (Excludes Long Term Finance and Cash Advances). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at the end of interest free period. Other interest rates and fees may apply, see here for more details. Surcharges will apply.

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Apply for Q Mastercard

 

Finance Now

Get a secured loan with Finance Now with a minimum purchases of $500.


For faster processing in-store, Apply Online > Get Pre-Approval and complete it off in our store!

Apply In-Store Criteria
Loan Terms: 6 - 36 Months
Establishment Fee: $65
Interest Rate: 19.75%
Monthly Service Fee: $2.95
Consumer Protection Insurance: Optional

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Rates & Fees

 

ZIP

Enjoy flexible repayments with Zip.

T&Cs, fees and credit approval apply. Other charges may be payable. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. 

Terms & Conditions

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Apply for ZIP

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