Finance & Loan

Purple Visa Card

Shop with Purple Visa Card and Get 12 Months Interest Free with $500 purchases and more!

*Long Term interest free finance with minimum purchase applies using Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees apply. Prevailing purchase interest rate will apply to any outstanding balance at the expiry of the interest free period. Visit purplevisa.co.nz for more information. Purple Dollars cannot be earned or redeemed on long-term interest free purchases.

Rates & Fees (current as of 1 April 2024 and subject to change)

$55 One-Off Establishment Fee

$55 Annual Fee

26.65% p.a. Purchase Interest Rate

29.40% p.a Cash Advance Rate

Payment

Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit purplevisa.co.nz for more information.

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Apply for Purple Visa Card

GEM Visa

Enjoy brand new furniture now and pay it overtime with our GEM Visa INTEREST FREE option!

12 months interest free*

Minimum purchase $500. Minimum monthly payments required.

Available on participating Gem Visa or Gem CreditLine credit cards only.
New customers must apply and be approved for a Gem Visa credit card.

*Credit and lending criteria and fees apply, including a Gem Visa $55 fee and annual fee of $65 Gem Visa (charges $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly). Interest rate (currently Gem Visa 29.49% p.a. / Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and a fee of ($2 Gem Visa / $6 Gem CreditLine) applies. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

24 months interest free*

Minimum purchase $3000. Minimum monthly payments required.

Available on participating Gem Visa or Gem CreditLine credit cards only.
New customers must apply and be approved for a Gem Visa credit card.

12 months interest free with equal monthly payments.*

Minimum purchase $500. Equal monthly payments required.

Available on participating Gem Visa or Gem CreditLine credit cards only.
New customers must apply and be approved for a Gem Visa credit card.

*Approved customers only. 12 months of Instalment Interest Free with Gem Visa or Gem CreditLine as an Instalment Plan Advance / CreditLine Select Advance. Amount payable will be shown on your monthly statement. Minimum purchase amounts may apply. As the Instalment Interest Free plan is for a period of less than 36 months, the minimum monthly payment under this plan is greater than the usual interest free repayment for the same term. Please refer to your Gem Visa or Gem CreditLine Conditions of Use in regard to the payment allocation for this plan.

If you don't make your minimum monthly payment as provided in your statement, for two consecutive months, you agree that all Instalment Interest Free plans with a period of less than 36 months will change to an Interest Free plan for the remainder of the original plan's term.

Credit and lending criteria and fees, including a Gem Visa $55 establishment fee of and annual fee of ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)) apply. Interest rate (currently Gem Visa 29.49% p.a. / Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and a fee of ($2 Gem Visa / $6 Gem CreditLine) applies Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Further information on rates and fees can be found at gemfinance.co.nz. Credit is provided by Latitude Financial Services Limited.

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Apply for GEM Visa

Q Card

Get 12 Months Interest Free with No Minimum Purchases (In-Store Only)^

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment fee applies to your first Long Term Finance (LTF) transaction, $35/$55 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF interest free period. Rate and fees correct as at date of publication, subject to change.

Q Mastercard

Swipe your Q Mastercard In-Store to pay and get 3 Months Zero Interest and Zero Payments^

^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (Excludes Long Term Finance and Cash Advances). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at the end of interest free period. Other interest rates and fees may apply, see here for more details. Surcharges will apply.

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Apply for Q Mastercard